By Rosalie G. Genovese

ISBN-10: 0897894669

ISBN-13: 9780897894661

Americans at Midlife is an exploration of the center years in the framework of tendencies within the better society, together with longer lifestyles expectancy and an getting older inhabitants; alterations in marriage, divorce, and kinfolk composition; elevated participation of girls within the exertions strength; and the expansion of two-income families.Major pursuits at midlife focus on paintings and careers, present and destiny financial health, and making plans for retirement. different significant matters contain relationships with more youthful and older generations: boomerang young ones who go away domestic and go back, and getting older mom and dad, usually fit and lively now, who might have care of their later years.The ebook starts off with a dialogue of the way demographic and social adjustments impact midlife, by way of chapters on paintings and retirement making plans or searching for the great years, the not-so-empty nest, and getting older mom and dad. A bankruptcy on mid-life ladies considers the results of mixing paintings and caregiving and increases issues approximately their monetary healthiness, given their longer lifestyles expectancy and infrequently extra constrained assets. The ebook ends with a attention of coverage matters which may impact midlife sooner or later.

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However, it may be important to address financial issues and responsibilities. For example, does the adult child have health insurance? If not, 38 Americans at Midlife parents have to decide how to arrange coverage. Liability insurance coverage also may be a good step, if it is not already in place. An umbrella liability policy may be advisable when more individuals are living in the household and driving cars. If parents are providing more than one-half of an adult child's support, they may be claimed as dependents for income tax purposes.

They were not "pulled" to move out by the draft, marriage or college. In fact, fewer were going directly from home to college because of high tuition costs (Goldscheider and Goldscheider 1994, 39-41). This generation is finding it more difficult to be self-sufficient than their parents did. They are seeking permanent jobs and economic stability in an economy characterized by layoffs, "downsizing" and the spread of temporary work, as discussed in chapter 2. Those with college loans may be unable to afford housing, which accounts for a much larger part of their budget than it did for their parents as young adults.

Don't forget to check out resources at your local public library. It probably has a job bank as well as resources for getting information about possible employers through industry surveys, registers of companies and so on. New business listings published in newspapers or available from city or county government departments also may turn up some names of potential employers. Taking Stock of Your Resources at Midlife This section is written for those without much financial planning and investment experience.

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Americans at Midlife: Caught between Generations by Rosalie G. Genovese


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